The following terms and conditions govern your use of this site (the "Site"). The Site is owned and operated by Windward Ltd. ("Windward"). By accessing and using this Site, or downloading any materials from this Site, you acknowledge that you have read and understood these terms, and agree to be bound by these terms and conditions, as they may be updated by Windward from time to time. If you do not agree to these terms and conditions please do not use the Site.

Use of Site and Related Content
The information, data and content on this Site, including, but not limited to, any text, graphics, images, audio or video ("Content"), are provided by Windward or its licensors. The Content is protected by copyright and trademark laws, and other intellectual property laws and treaties.

Windward and its licensors retain all title in and right to the Content, and nothing on this Site shall be constructed as conferring any license. Except as expressly stated in these terms and conditions, you may not reproduce, edit, modify, distribute or make other use of the Content without Windward's prior written consent.

You may only use the Content on this Site, or any parts thereof, for lawful purposes. You may use the Content on this Site for informational, non-commercial and personal use. You may not, however, remove any proprietary notice that may appear on such Content or use any parts of the Content to make false or misleading representations in connection with Windward or any third party.

No Warranties and Disclaimers
Windward intends to provide useful, reliable and accurate information within the Content it may publish on this Site. However, errors or inaccuracies may occur. The Content on this Site is provided "AS IS", WITHOUT ANY WARRANTIES or representation OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. Windward assumes no liability for your use of the Content, and any such use is at your own risk. in no event shall windward or its third party licensors bE liable for any damage, whatsoever, including without limitations, indirect, special incidental or consequential damages, whether in action or contract, negligence or other tortious action in connection with your use of this Site and Content therein.